How Innovative Plan G Works for Your Future

Written By Pete Chagnon

Woodside is excited to now offer the patented Innovative Plan G from our partner, Physicians Mutual.

This unique Medicare Supplement is designed for people who want lower premiums now and strong coverage later, without giving up long-term value.

Here’s how it works:

For the first three years*, the plan functions like a high-deductible option ($2,950 deductible for plan year 2026), which keeps your monthly premium lower. Then, it automatically converts to full coverage, and you keep the lower premium.

In short: it rewards patience with long-term savings.

Why This Plan Stands Out

  • Lower premiums — often 25–30% less than traditional options

  • Automatic conversion to full coverage after the initial period

  • Long-term savings by locking in a lower premium

  • Extra preventive benefits that go beyond basic coverage

This plan can be a smart fit for healthy individuals who want to control costs today while planning ahead for tomorrow.

If you’re curious whether Innovative Plan G makes sense for you, we’re here to help you compare it to other coverage available — at no extra cost to you.

*first year starts from the date of purchase through December 31st of that calendar year.

Pete Chagnon

Pete Chagnon blends a broadcaster’s voice with an advisor’s brain. With roots in radio, journalism, and corporate sales, he brings clarity, strategy, and a very human touch to insurance. Licensed in health, life, and annuities, Pete helps people protect what matters and plan with confidence.

Off the clock, you’ll find this Burlington, Vermont native fly fishing, hunting, spinning vinyl on a classic Hi-Fi setup, or proudly cheering on his two daughters.

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