Why are you called Woodside Financial Services LLC?

Because an insurance decision is a financial decision from the amount of premium to how the bills are paid.

What does it mean that you are independent insurance brokers?

We are able to work with the insurance companies available in the area, allowing us to learn your individual needs, and recommend coverage based on those needs. Think of Woodside as a health insurance market place.

Why shouldn’t I just sign up directly?

We are your advocates if you have a billing or claim concern. At no extra cost to you. Coverages can change from year to year so we keep analyzing the options and may make suggestions before you are surprised. Woodside is local and add that personal touch a call center cannot.

Why don’t you charge for your services?

We are compensated by commissions through the insurance company. And your premium amount stays the SAME, regardless if you buy directly or through Woodside. You gain is years of experience, unbiased representation, and an advocate who is on your side should claims issues arise.

Is it possible to pay $0 monthly premium?

Absolutely! If you are low income and under 65 years-of-age and getting your health insurance through the Health Insurance Marketplace, you could be receiving a premium tax credit that meets or exceeds the total monthly premium.

If you are over 65 years-of-age and on Medicare you could be in a Medicare Advantage plan with a set $0 monthly premium. However, you will be paying your Part B premium each month plus co-pays and coinsurance. The rest of the funds come from Medicare paying private insurers a fixed amount every month to administer the Medicare Advantage plan.