Frequently asked questions.

Why are you called Woodside Financial Services LLC?

Because we understand an insurance decision is also a very important financial decision. We help you find the insurance that is a good fit for your situation.

What does it mean that you are independent insurance brokers?

We work with over 30 insurance companies in Wisconsin, allowing us to look closely at your needs, and recommend coverage based on those needs. Think of Woodside as a health insurance market place.

Why shouldn’t I just sign up directly?

Our commissions are built into the actual premiums. So you pay the same premium regardless if you buy through Woodside or on your own. The added benefit to you is that coverages can change from year to year so we keep analyzing the plan and may make suggestions before you are surprised. You gain is years of experience, unbiased representation, and an advocate who is on your side should claims issues arise. Woodside is local and we add that personal touch a call center cannot.

Why don’t you charge for your services?

We are compensated by commissions through the insurance company. And your premium amount stays the SAME, regardless if you buy directly or through Woodside. This is true for all plans offered: individual, family, business groups, Medicare Advantage plans, travel health insurance, and more.

Is it possible to pay $0 monthly premium?

Absolutely! If you are low income and under 65 years-of-age and getting your health insurance through the Health Insurance Marketplace, you could be receiving a premium tax credit that meets or exceeds the total monthly premium.

If you are over 65 years-of-age and on Medicare you could be in a Medicare Advantage plan with a set $0 monthly premium. However, you will be paying your Part B premium each month plus co-pays and coinsurance. The rest of the funds come from Medicare paying private insurers a fixed amount every month to administer the Medicare Advantage plan.

Woodside welcomes any questions you may have about our services!