Life Changes. Your Coverage Should Keep Up.
Do You Qualify for a Special Enrollment Period?
Life changes, both planned and unexpected, can impact your Wisconsin health insurance coverage and Medicare plan. Events like marriage, divorce, having a baby, job loss, retirement, or income changes may qualify you for a Special Enrollment Period (SEP) under ACA Market Place health insurance guidelines – also known as Obamacare - and Medicare rules.
A SEP allows you to enroll in or change health insurance plans outside of Open Enrollment. However, most qualifying life events come with a limited window—typically 60 days—to act.
Common Qualifying Life Events for a Special Enrollment Period
Marriage or divorce
Birth or adoption of a child
Job change or loss of employer-sponsored health insurance
Household income changes
Moving within Wisconsin
Turning 26 and aging off a parent’s plan
Losing BadgerCare
Retirement or becoming self-employed
If you miss this window, you may be forced to wait until the next Open Enrollment period.
Local Health Insurance Help from Woodside
At Woodside, we help individuals and families in Wisconsin review their health insurance options before a planned life event, or following an unexpected life event. We’ll help determine whether you qualify for a Special Enrollment Period, review ACA Marketplace, Medicare plans, and other health insurance plans available in your area, and help you choose coverage that fits your new needs and budget.
If your life has changed—or is about to—now is the time to review your Wisconsin health insurance with Woodside.
Woodside is here to guide you with clarity and confidence!