Why Now More Than Ever You Need a Local Independent Agent in Your Corner

If there’s one thing that’s certain right now, it’s change.

The individual and senior insurance markets are shifting faster than ever, new regulations, plan adjustments, drug coverage updates, and tighter deadlines are becoming the norm. For many, it feels harder and harder to know if they’re really in the right plan or getting the best value for their money.

That’s where having a local independent agent makes all the difference.

A trusted voice in a changing market

When things get complicated, it helps to have someone in your corner: a trusted voice who can guide you through the noise. A good agent doesn’t just sell a policy; they help you navigate, understand, and advocate for yourself.

They’re the person you can call when you get a confusing letter, when you’re unsure about a change in benefits, or when you just need to double-check that your plan still fits your needs. And the best part? Working with an independent agent doesn’t cost you anything extra.

Why “local” really matters

Online quoting tools and 1-800 numbers can’t replace someone who actually understands your community.

A local agent knows:

  • Which hospitals and clinics are in your area’s networks

  • Which plans your doctors actually take

  • How state and county-level changes might impact your coverage

  • The timing of plan terminations, renewals, and local enrollment rules

When you work with someone nearby, you’re not just another number — you’re a neighbor.

Taking something off your plate

Life already comes with enough to juggle. Having a local, independent agent takes one more thing off your list. We help compare your options, handle the paperwork, and make sure your coverage keeps up with your life, whether that’s moving from individual coverage to Medicare, managing prescriptions, or planning ahead for the next year.

It’s support that brings peace of mind, and it comes at no additional cost to you.

The bottom line

The insurance world is changing quickly, but you don’t have to face it alone. A trusted local agent can help you understand what’s happening, make confident decisions, and avoid the pitfalls that come with going it alone.

At Woodside Financial Services, we believe in being that voice in your corner — helping you navigate, protect, and plan with confidence.

If you’d like to review your coverage or talk through what’s changing this year, reach out. We’re here to help you make sure your insurance works for you, not against you.

Emily Chagnon

Emily’s journey in insurance started back in 1999 when she earned her license fresh out of high school. Though she briefly explored the field, her heart led her to a career as a certified veterinary technician. After an incredible experience serving as a long-term missionary and teaching at a veterinary school in East Africa, Emily came back to the family business in 2019. She’s married to Pete, a passionate outdoorsman who shares her love for adventure and helping others. Emily loves connecting with clients and helping them navigate their insurance needs, finding great satisfaction in serving others. When she’s not working, she enjoys hanging out with friends, reading, and traveling to speak at veterinary and ministry conferences.

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